Privacy Policy

Overview

Zurix Limited (“Zurix”, “we”, “our”, or “us”) is committed to protecting your privacy and handling personal information responsibly.

This Privacy Policy explains how we collect, use, store, and disclose personal information in accordance with the Privacy Act 2020.

By using our website, services, or communicating with us, you consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy.
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Privacy Officer

Zurix has appointed a Privacy Officer responsible for overseeing compliance with privacy obligations.

Privacy Officer: Byron Guimaraes
Email: hello@zurix.co.nz
Postal Address: Level 1, 11 Alma Street, New Market.

If you have any questions about this policy or how your information is handled, please contact us.
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Personal Information We Collect

We may collect personal information about you in several ways.
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Information You Provide to Us

You may provide personal information when you:

• enquire about our services
  
• apply for funding or investment opportunities
  
• correspond with us by phone, email, or through our website
  
• subscribe to updates or marketing communications
  
  

This information may include:

• your name and contact details
  
• residential or business address
  
• email address and phone number
  
• date of birth and identification information
  
• financial information relevant to funding or investment arrangements
  
• information about your business activities or intentions
  
• any other information you choose to provide.
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Information Collected Automatically

When you visit our website, we may automatically collect certain information including:

• IP address
  
• browser type and device information
  
• operating system
  
• pages viewed and website interactions
  
• date and time of website visits
  
• referring websites or links.
  
  

This information helps us improve website performance, security, and user experience.
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Information from Third Parties

We may also collect information about you from third parties, including:

• credit reporting agencies
  
• identity verification providers
  
• business partners or referral partners
  
• professional advisers
  
• publicly available sources.
  

This information may be used to help verify identity, assess transactions, or support the services we provide.
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Cookies and Website Tracking

Our website may use cookies and similar technologies to improve your browsing experience and help us analyse website usage.

Cookies may collect information about how visitors interact with our website. This information generally does not personally identify you but may be linked with other information we hold.

You can adjust your browser settings to refuse cookies, although some website functionality may be affected.
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How We Use Your Personal Information

We may use personal information for purposes including:

• providing and administering our services
  
• assessing funding or investment opportunities
  
• verifying identity and conducting due diligence
  
• complying with legal and regulatory obligations
  
• managing relationships with clients and partners
  
• improving our website, services, and internal systems
  
• communicating with you about our services
  
• sending marketing communications where permitted by law.
  

We will not use your personal information for unrelated purposes without your consent unless permitted by law.
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Disclosure of Personal Information

We may disclose personal information to third parties where reasonably necessary for our business operations or where required by law.

These parties may include:

• service providers and professional advisers
  
• technology and hosting providers
  
• identity verification and compliance providers
  
• lenders, investors, or counterparties involved in transactions
  
• credit reporting agencies
  
• regulatory authorities or government agencies.
  

We may also disclose personal information if Zurix or its assets are sold, transferred, or restructured as part of a corporate transaction.

We do not sell personal information to third parties.
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Overseas Disclosure

Some service providers used by Zurix may be located outside New Zealand.

Where personal information is transferred overseas, we take reasonable steps to ensure the recipient protects the information in a manner comparable to the safeguards required under the Privacy Act.
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Security of Personal Information

Zurix takes reasonable steps to protect personal information from loss, misuse, unauthorised access, disclosure, alteration, or destruction.

We use a combination of administrative, technical, and physical safeguards designed to protect the security of personal information.

If a privacy breach occurs that is likely to cause serious harm, we will notify affected individuals and the Privacy Commissioner as required by law.
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Retention of Personal Information

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, unless longer retention is required or permitted by law.

For example, financial service providers may be required to retain certain records to comply with regulatory or anti-money laundering obligations.
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Marketing Communications

Zurix may send you marketing communications where permitted by law, including under the Unsolicited Electronic Messages Act 2007.

You may opt out of marketing communications at any time by:

• clicking the unsubscribe link in our emails; or
  
• contacting us directly.
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Access and Correction

Under the Privacy Act, you have the right to:

• request access to personal information we hold about you
  
• request correction of that information if it is inaccurate.
  

Requests can be made by contacting our Privacy Officer. We will respond within a reasonable timeframe as required by law.
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Links to Other Websites

Our website may contain links to third-party websites.

Zurix is not responsible for the privacy practices or content of those websites. We recommend reviewing the privacy policies of any external websites you visit.
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Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements or our business practices.

The most current version will always be available on our website.
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Contact Us

If you have questions about this Privacy Policy or concerns about how your personal information is handled, please contact:

Zurix Limited
Level 1, 11 Alma Street
New Market

Email: hello@zurix.co.nz
Phone: 09 302 0949

If you are not satisfied with our response, you may contact the Office of the Privacy Commissioner.