Invest with Zurix
For wholesale investors who value security, clarity, and longevity, Zurix offers quality private lending opportunities. Secured by real assets, actively managed, and with a disciplined approach to risk.
Our investment mindset
Protection, income, and clarity for wholesale investors
Backed by assets
Security of funds is key, with loans secured against assets and LVRs targeting 30–70%.
Regular income
Investors receive monthly distributions targeting a 9% annualised return, with any additional profit distributed quarterly — providing a regular income stream.
Keep things clear
We communicate plainly and consistently, so investors understand how we deploy capital, manage risk, and generate returns.
Aligned interests
Zurix invests alongside its investors with real skin in the game – meaning decisions are made with shared risk and responsibility.
How it Works
Investing with Zurix is built on disciplined execution, transparent processes, and strong relationships.
01
The conversation starts
We meet with wholesale investors to present the opportunity and determine whether it’s an appropriate fit.
02
The investment is made
Investors participate via a wholesale limited partnership structure, gaining exposure to a diversified portfolio of private credit assets.
03
The capital is deployed
Capital is deployed and actively managed by our team across the life of each investment, through to repayment.
Income & Returns
Regular monthly income, with additional upside
Investors receive regular monthly cash distributions, targeting an annualised return of 9%.
Additional profit is distributed quarterly, allowing investors to participate in upside above the monthly distribution target.
Capital is pooled within the fund and remains actively deployed across the portfolio, with withdrawals available on request, subject to fund terms.
Zurix manages origination, due diligence, loan administration, borrower communication, and ongoing monitoring on behalf of investors.
Returns are indicative only, not guaranteed, and may vary based on portfolio performance. Withdrawals and investment terms are subject to the Limited Partnership documentation.
Risk & Protection
Protecting investor capital is fundamental
Conservative assessment
We prioritise security, with loans secured by assets with LVRs targeting 30–70%.
Clear exit planning
We establish clear exit strategies before committing any capital.
Active oversight
The Zurix team actively manages the loans throughout their term.
About us
Decades of experience
Zurix is a boutique private lender with over 20 years’ experience across New Zealand.
We have funded $150m+ in NZ, and always follow robust systems and workflows
20+ years
Lending and capital management experience
$150m+
Supporting property and business lending
4,000+
Funding transactions completed.
Asset-backed
Investments backed by real assets and clear exits
frequently asked questions
How do investments with Zurix work?
Investments with Zurix provide Wholesale Investors an exposure to a diversified portfolio of asset-backed commercial loans.
Investor capital is pooled and deployed into carefully selected lending opportunities, with a focus on security, structure, and defined exit strategies.
Investors receive monthly distributions targeting a 9% annualised return, with any additional profits distributed quarterly, depending on performance.
How are returns paid?
Returns are derived from lending income across the portfolio and distributed to investors on a monthly basis, with additional profit distributions made quarterly, where applicable.
All returns are targeted, not guaranteed, and are dependent on portfolio performance.
What level of risk should I expect?
Zurix provides exposure to private, non-bank commercial lending, which carries risks including borrower default, delays in repayment, and potential loss of capital.
While loans are typically secured against assets and structured with targeted loan-to-value ratios, security may not fully protect against loss.
Returns are targeted only, not guaranteed, and are dependent on the performance of the underlying loan portfolio. Investors should ensure they understand the risks involved and seek independent advice where appropriate.
Is there a minimum investment amount?
Zurix investments are available to wholesale investors only, with a minimum investment of $500,000.
All investors must meet the relevant wholesale investor eligibility requirements under the Financial Markets Conduct Act 2013, which will be confirmed during onboarding.
Investor capital is invested across the Zurix portfolio, not into individual loans.
How liquid is this investment?
Zurix investments are illiquid and are not suitable for investors who may require access to their capital at short notice.
Any return of capital, withdrawal, or redemption is subject to the terms of the applicable limited partnership agreement and the nature of the underlying portfolio.
What happens at the end of a loan term?
Zurix investments provide exposure to a pooled portfolio of loans rather than individual lending transactions.
As loans within the portfolio are repaid, capital is generally re-deployed in accordance with the investment strategy.
The return of investor capital is subject to the terms of the applicable limited partnership agreement, including any provisions relating to withdrawals, redemptions, or the end of the investment term.
”
I wanted to understand the returns, the risk, and where my money was going. Zurix were open from the start and gave me enough detail to get comfortable, without overcomplicating things.